Transforming Distressed Assets into Sustainable Value
AMCO – Asset Management Company SPA is a specialist in non-performing loan recovery, corporate debt restructuring, and credit portfolio management. We apply disciplined financial expertise and structured processes to recover value from complex distressed exposures. Our integrated approach supports lenders, corporates, and investors at every stage of the credit lifecycle.
Non-Performing Loan Recovery
AMCO applies systematic legal, operational, and negotiation frameworks to recover value from non-performing loan portfolios. Our recovery specialists work across secured and unsecured exposures to maximise returns for portfolio holders. Each case is managed with precision, transparency, and a clear resolution timeline.
Corporate Debt Restructuring
We design and implement tailored debt restructuring plans that restore financial viability for distressed corporate borrowers. Our team coordinates with creditors, legal advisors, and management to reach workable, binding agreements. The goal is to preserve business continuity while protecting creditor interests.
Secured Credit & Collateral Management
AMCO manages secured credit exposures with a rigorous approach to collateral valuation, enforcement, and realisation. We oversee real estate, movable assets, and financial instruments pledged as security across diverse portfolios. Our collateral management process ensures timely action and optimal recovery outcomes.
Unlikely-to-Pay Exposure Management
We proactively manage unlikely-to-pay (UTP) positions to prevent migration to non-performing status and preserve borrower relationships. AMCO's UTP strategies combine early intervention, credit monitoring, and restructuring tools tailored to each exposure profile. This forward-looking approach protects portfolio quality before deterioration deepens.
Financial Asset Acquisition & Servicing
AMCO acquires distressed financial assets from banks, funds, and institutional sellers, managing them through full servicing cycles. We conduct thorough due diligence and price assets based on realistic recovery projections grounded in market data. Post-acquisition servicing integrates collections, legal enforcement, and borrower engagement.
Business Turnaround Solutions
For viable but financially stressed companies, AMCO provides structured turnaround advisory combining operational and financial levers. We engage directly with management to implement cost rationalisation, cash flow stabilisation, and capital structure optimisation. Our turnaround engagements are results-driven with measurable milestones tracked throughout.
Credit Portfolio Value Enhancement
AMCO works with financial institutions to enhance the net present value of credit portfolios through active management and strategic disposals. We apply segmentation analysis, workout strategies, and secondary market solutions to improve overall portfolio performance. Our value enhancement programmes are customised to each client's regulatory and commercial context.
Specialist Expertise
Our team combines deep credit risk experience with legal, financial, and operational knowledge specific to distressed asset management. AMCO's professionals have successfully managed complex portfolios across multiple economic cycles and jurisdictions. This depth of expertise translates directly into better recovery outcomes for our clients.
Transparent Reporting
AMCO provides clients with clear, structured reporting at every stage of portfolio management, from initial assessment to final resolution. Our dashboards and periodic reports cover recovery progress, cash flows, legal milestones, and portfolio KPIs. Transparency is central to every client relationship we build.
Client-Centred Approach
We tailor every engagement to the specific regulatory environment, portfolio composition, and strategic objectives of our clients. AMCO acts as a trusted partner rather than a transactional service provider, maintaining ongoing dialogue throughout each mandate. Long-term relationships built on measurable results define our operating model.